Thursday, February 23, 2012
Life Insurance & Employee Benefits
Life Insurance
Do You Really Need Life Insurance?
No, you don't need life insurance. But... if you are like most people you probably feel that you have at least some responsibility for those who depend on you. We feel that we have a responsibility to help our customers make some conscious, deliberate decisions about their family's future, rather than leaving their future to chance and good luck.
Life insurance can provide those who depend on your with a lifetime of financial security.
For Employers
Employee Benefits Programs
- Benefit programs include medical, dental, vision, disability & section 125 pre-tax reimbursement accounts
- Fully insured programs for all employers of all sizes
Our benefit expertise can help make your company more productive. By satisfying key employee needs, you'll be able to attract and retain the best people.
To accomplish this, we take a consultative approach. We work with companies to pinpoint where they are in the marketplace — and where they'd like to be.
Industry Specialties
Specialty Financial Entities
The ELS Financial Service Group implements insurance programs protecting Specialty Financial Service Firms including Registered Investment Advisors, Independent Broker Dealers, Certified Financial Planners, Family Offices, Niche Venture Capital and Investment Banking firms . ELS handles their specialized insurance issues including Professional Liability, Errors and Omissions, General Liability, Property, Employment Practices, Fiduciary, Fidelity and Workers Compensation.
Coverages We Offer
Commercial Lines
Property, General Liability, Inland/Ocean Marine, Workers Comp, Commercial, Umbrella Fidelity & Surety, Commercial Auto & Cargo, Boiler & Machinery and Employment Related Practices
Personal Lines
Homeowners, Personal Auto, Personal Umbrella Coverage, Aircraft, Yachts & Other Watercraft and Flood
Benefits & Financial Services
Life & Annuity Products, Disability Benefits, Long Term Care, Estate Planning, Executive Benefits & Business Succession, Wealth Accumulation
Professional Liability
Directors & Officers Insurance, Lawyers, Accountants, Architects & Engineers, Doctors & Nurses, Errors & Omissions, Fiduciary Liability, Employment Liability and Fidelity/Crime Insurance
Property, General Liability, Inland/Ocean Marine, Workers Comp, Commercial, Umbrella Fidelity & Surety, Commercial Auto & Cargo, Boiler & Machinery and Employment Related Practices
Personal Lines
Homeowners, Personal Auto, Personal Umbrella Coverage, Aircraft, Yachts & Other Watercraft and Flood
Benefits & Financial Services
Life & Annuity Products, Disability Benefits, Long Term Care, Estate Planning, Executive Benefits & Business Succession, Wealth Accumulation
Professional Liability
Directors & Officers Insurance, Lawyers, Accountants, Architects & Engineers, Doctors & Nurses, Errors & Omissions, Fiduciary Liability, Employment Liability and Fidelity/Crime Insurance