Boiler & Machinery

Boiler and Machinery insurance provides protection in the event of mechanical breakdown that is excluded under other insurance policies.  The Boiler and Machinery insurance policy protects an insured against the effects of catastrophic property loss, such as steam boiler explosion or an expensive breakdown of machinery and equipment.   There is also coverage for lost profits resulting from interruption in business operations.  

Most commercial businesses have some Boiler and Machinery exposure even if it may be through third party providers.  In addition to mechanical breakdown the insurance covers refrigeration equipment, air conditioning equipment, piping, pumps, compressors, blowers, motors, generators and other mechanical and electrical equipment. In addition the specialized Boiler and Machinery insurance companies provide valuable inspection services along with recommendations for improvements in operational protection.

There are many variations in coverage under Boiler and Machinery insurance and the ELS Group is ready to walk you through the various options to insure appropriate protection for you business.